What are the effects of the recent changes in the bankruptcy laws on bankruptcy filing? What is a Chapter 7 bankruptcy? Who is permitted to file a Chapter 7 case? What types of debts are dischargeable in a Chapter 7 case? What types of debts are not dischargeable in a Chapter 7 case? Will a person lose property in a Chapter 7 case? Are there any requirements to be met before a Chapter 7 case can be filed? How much is the filing fee in a Chapter 7 case and when must it be paid? May a husband and wife file a Chapter 7 case jointly? Under what circumstances should a joint Chapter 7 case be filed? How does the filing of a Chapter 7 case by a person affect collection and other legal proceedings that have been filed against that person in other courts? How does a Chapter 7 Case affect a person's credit rating? Are the names of persons who file bankruptcy cases made public? Are debtors’ employers notified of bankruptcy cases? Does a person lose any legal or civil rights by filing a bankruptcy case? May employers or governmental agencies discriminate against persons who file bankruptcy cases? What is exempt property? What should a person do if a creditor later attempts to collect a debt that was discharged in his bankruptcy case? How does a Chapter 7 discharge affect the liability of cosigners and guarantors who may be liable to a creditor on a discharged debt? How often can a person file a Chapter 7 case? What is the role of the attorney for the person filing a bankruptcy case? What is a Chapter 13 bankruptcy case? How does the filing of a Chapter 13 case affect collection proceedings and foreclosure proceedings? How does a Chapter 13 case differ from a Chapter 7 case? When is a Chapter 13 case preferable to a Chapter 7 case? How does a Chapter 13 case differ from a private debt consolidation service? What is a bankruptcy discharge? What is a bankruptcy Plan? What is a bankruptcy Trustee? What debts may be paid under a Bankruptcy Plan? Must all debts be paid in full under a Bankruptcy Plan? When must the debtor begin making payments to a Chapter 13 trustee and how are payments made? How long does a bankruptcy plan last? Is it necessary for all creditors to approve a Bankruptcy Plan? How are cosigned or guaranteed debts affected in Chapter 13 cases? Who is eligible to file a Chapter 13 case? May a husband and wife file a joint Chapter 13 case? When should a husband and wife file a joint Chapter 13 case? How does filing a Chapter 13 case affect a person's credit rating? Is a debtor's employer notified when he or she files a Chapter 13 case? How often does the debtor have to appear in court in a Chapter 13 case? What occurs if the court does not approve a Chapter 13 plan? What happens if a person is temporarily unable to make the Chapter 13 Plan payments? What about new debts or needs credit during a Chapter 13 case? What if a person decides to discontinue a Chapter 13 case? What happens if a person is unable to complete the Chapter 13 payments?
What about a Chapter 11 reorganization bankruptcy and how does it apply to individuals? Businesses?